High Risk Merchant Accounts is currently one of the world's Premier High Risk Processing Solution Providers.

Our company Specializes in offering Adult Merchant Accounts, Replica Merchant Accounts, MLM Merchant Accounts, Pharmacy Merchant Accounts, Travel Merchant Accounts, Merchant Accounts, plus most other types of High Risk Merchant Accounts plus Offshore ATM Debit Cards

Yes, we can still offer Aggregator Accounts PLUS we offer Agent/ISO Reseller Agreement and Affiliate agreements

If you are reading this page Your High Risk Merchant Account is now..100% APPROVED* ... provided your chargebacks and/or your site content is approved by our very liberal underwriting department. Direct Merchant Accounts have to be approved by the bank directly

We are not a US based company so if you reside outside the US We Do Not Require That You Have A US Company or Bank Account to Open A High Risk Merchant Account

NO Personal Banking or Business References Required.

NO Security Deposit Required.

NO Long Complicated Agreements to fill out, it should take you less than 5 minutes to fill in our easy to understand processing agreement.

NO Problem To Approve Start Up Sites.

TMF accounts are Approved under MOST conditions.

Please note if you require a Direct High Risk Merchant Account you will have to fill in a separate agreement after you fill in our onsite merchant application and you must be approved directly by the bank and they will require a detailed information package from your company.

Most high risk merchants can be offered a High Risk Direct Merchant Account from one of 10 banks and that includes merchant accounts for gaming.

High Risk Merchant Accounts being one of the Premier High Risk Processors Has Points of Presence Worldwide In Five Different Countries

Our company is TOTALLY committed to providing your company with the FINEST Processing Solution Available, to insure this; we only acquire your credit card processing with Major Class A Banks worldwide.

Real Time Accounting System!
We offer Back Office System at High Risk Merchant Accounts been perfected through 6 years of experienced programming and an investment hundreds of thousands of dollars. We offer industry leading software that permits you to see Real Time sales from your site any time you want through a secure server that is user/password protected.

Accounting
The most important of our features. How can you trust your processor if you do not have access to your real time sales? We offer many reporting features and site maintenance online.

Industry Experience
One of the most important elements in our business. We have been in business for 27 years, 6 of which have been dedicated to the Internet and Internet commerce. Over this time we have accumulated the knowledge, so you don't have to. In business, and technically in processing, we have developed an amazing system, that is constantly being critiqued and improved as this monster called the 'Internet' moves forward daily at a blazing speed.

General Sales
High Risk Merchants Accounts has established processing relationships where we now have in excess of $40,000,000 per month revolving processing volume available for our merchants.

SSL Encryption Technology On All Order Forms

• High Risk Merchant Accounts Network is monitored 24-7
• Multilingual Order Forms
• Upgrades are thoroughly tested on an offline system.
• Seamless Website Integration, for shopping carts the end user never knows about us!
• Ultra Fast Transaction Speeds (3 seconds)
• Duplicate Order Prevention
• Large Negative Credit Card, Bank, and User Databases
• Address & ZIP Verification
• Free week and custom pricing
• Recurring Billing
• Automated Trial and Recurring Customer Cancellation Forms save your time and aid the end user!
• Automated Password Verifications, Additions and most important Expirations automatically within the hour their membership ends.
• Extensive Real-Time Reporting and Customer Information
• Simple To Use Web Based Forms for Customer Management
• Reseller Options
• Receipts are emailed for signups and credits.

Integration
We have automated procedures and templates to fit your business. For most general business, you are selling products or subscriptions for which we already designed complete systems. If you need more of a custom setup we also offer simple documentation and compiled programs for many platforms that you may 'hit' on your server and our application easily gets the approval or decline and reports back to your script.

Stolen Subscription Protection
Why lose sales and pay for the bandwidth when your site gets attacked by a stolen username and password? Our program watches out for these people and can alert you to take a look, where you can verify the stolen password and immediately remove the user.

Chargeback Protection, Fraud Protection, and Security
All data is passed through a secure server connection, then the real work begins. The data itself is validated, then ran through several steps to save you costly chargeback fees.

Before the card is even processed, the email address is scrubbed against a huge database of offenders, then the card is checked against over a million cards in a negative database. It is also compared to a huge list of issuing banks that are known to chargeback. All of this happens within a split second (see hardware for details).

Then the card is processed and AVS (Address Verification Systems) are used to make sure this person is legitimate. It is nearly impossible to crash or hack the components of the system; they sit within their own private network.

Only the web server is on the 'Web' and it's got many tricks which we won't list but some examples are the ability to switch ports if it's getting hammered, the artificial intelligence to block an I.P. address that is up to no good, etc...

End User Support Staff
We also provide several automated forms to direct your customers to. Depending on your business we have auto pages to cancel memberships and auto pages to check the status of a product order. We also have a billing question site that people are referenced to on their credit card statements.

Automated Support Staff
We also provide several automated forms to direct your customers to. Depending on your business we have auto pages to cancel memberships and auto pages to check the status of a product order. We also have a billing question site that people are referenced to on their credit card statements.

Subscription Password Maintenance
All other companies require you to use code files, or they email you with users to remove. Our server program communicates with our SQL server and is responsible for adding users and expiring users. This leaves you more time for important things like supporting your users and marketing the site.

Processing Times
It is a known fact that users get bored very quickly waiting for their card to process and many people will hit stop and attempt to process again. With our average 3 second processing time, the user won't try again or have a chance to leave the site. However if it ever does occur, double billing is prevented by our system.

Price Structuring
Is a fundamental of an online business. You may set up your order form and pricing from your backend interface instantly! You can offer Free Periods, Trial Periods, One Time Billing, Recurring Billing, or any scheme you want to market.

TAKE ACTION NOW…Click on the Apply Now and you will be processing with us in 24-48 hrs.

At High Risk Merchant Accounts we Specializes in offering Adult Merchant Accounts, Replica Merchant Accounts, MLM Merchant Accounts, Pharmacy Merchant Accounts, Dating Merchant Accounts,Travel Merchant Accounts, Tobacco Merchant Accounts, Merchant Accounts, plus most other types of High Risk Credit Card Processing plus Offshore ATM Debit Cards

Remember...... High Risk Merchant Accounts Will Say YES When Other Processors Say No.

For general comments or concerns, please visit the contact page and fill out the appropriate form. We will respond as soon as possible.